Here sells Monika daughter’s Christmas present to pay off their own debts – Page2

(page2): Store Manager Monika buy food and clothes on Krita.

– You have debts everywhere

Monika Kvamme (42) lives with her daughter in Nordfjordeid and working as a Store Manager in Nille. 42-year-old has struggled with debt for over 20 years and has for several years borrowed money from friends and family in addition to having purchased both food and clothing on credit.

Now she owes over 200,000 dollars to several CIRCLE, local shops and family members. She also has a credit card debt and total owed her 425,000 crowns.

MONIKA KVAMME prompted by Cecilie that she has spent over 100,000 dollars on various courses.

TV 3

– You owe so much money, with so many different and you have debts everywhere, says “Lukusfellen» -økonom Magne Gundersen.

– She has debts to the east and west, all food on Krita, bike on Krita, she has no money for anything!

At the store 40 times a month

Monika says she dreams about running something for themselves and therefore have gone on several different courses . The store manager has also gone on dance yoga courses, storytelling courses, detoxkurs, magazine journalist courses and motivation courses. She also partly bought a Mac at 22.500 million that would be used as job equipment, but the computer is used only to Facebook.

– You have so many dreams that you do not have an overview of all your dreams! Magne says.

LUXURY TRAP: Economist Magne Gundersen, participant Monika Kvamme and psychologist Cecilie Lynum.

TV 3

Together, the courses cost Monika over 100,000 kroner .

– What were you thinking when you bought a Mac for over 20,000 dollars? asks Luksusfellens psychologist Cecilie Lynum.

– I thought that I must have best equipment, the answer from Nille boss.

In addition, Monika at the grocery store ten times a week, something psychologist Cecilie can not understand. Matposten is 10,500 kroner for two people per month.

– In a month you by the store 40 times! And I think, “the whole world, that you bother ?!” says the psychologist.

Must sell her daughter’s trampoline

Now, “Luxury Trap» -ekspertene help 42-year-old and the first Monika must do is sell trampoline which was intended as a bursdags- and Christmas gift to her daughter.

– When you have so much debt and owe money to creditors, family and friends, and so she buys anyway a trampoline to 8,000 million ?! It’s madness! experts believe in “Luxury Trap”.

– I feel pretty stupid, admits Monika in Wednesday’s program.

– Educative

To Side2 says Nordfjordeid-woman that being with the “Luxury Trap” has been both challenging educational and exciting.

– I have been very open about this whole way and not hidden it in any way. I am an open and honest person, and now I have become better at saying no, she tells Side2.

– Before I had to treat me things, but now I have learned that there are new opportunities and I realize I can not afford everything I want.

Will it new trampoline then?

– Heh heh. Yes, we are well underway to save the new trampoline! can 42-year-old disclose.

Luxury Trap you see on TV 3 o’clock Wednesdays 8:30 p.m..

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