Saturday, December 12, 2015

Consumer about Bieber Tickets: – Can be a debt trap – kjendis.no

(Dagbladet): Friday wrote Dagbladet that avid fans must fork out up to 17 000 to secure the expensive tickets for Justin Bieber’s upcoming visit to Norway.

Tickets go on sale at Ticket coming Thursday. But already several Bieber fans secured tickets via US sales sides for Fan club, which sends purchase via Norwegian Ticket Service,

In addition to cash, it is also possible to purchase tickets with an installment plan so Beliebers Marlene (21) from Trondheim selected.

By choosing such a solution commits to monthly installments with interest at a given time to come.

Consumer Gry Nergård writes in a sms to Dagbladet that it is very important that it is clear what the acquisition costs.

– Purchase of repayment can be a debt trap for young people if they do not realize what it costs and the consequences it gets, and if they are granted credit.

Requirements

technical director Jo Gjedrem in Consumer Ombudsman points out that one can not offer credit to those who are under 18 years old.

– There is a requirement that customers credit considered. When we are talking about a relatively small amount, one must do some checks. Larger amounts greater requirements for thoroughness, says Gjedrem told Dagbladet.

– Within the legislation can provide credit to those who are over 18, but must make a credit and do not charge more than justifiable.

technical director will primarily encourage those included credit agreement to look at the costs and think carefully, and – if possible – postpone the decision a few days.

– Much of the function of credit is to make it possible for us to be impulsive although we do not have money. Gets broken impulsivity, one thinks often after a few days that perhaps could have done it differently, he says.

– Could be a trap in credit

Gjedrem points out that in Norway’s requirement that the effective rate and the total price to proceed.

– Then you see how expensive it is, says technical director.

– It is clear that there can be a trap in credit for youth. It’s one of those things that can really cause problems, if you take on too high indebtedness. That is exactly why the rules strictly, and we have asked for stricter marketing rules for this.

Must be creditworthy

Marketing Director Tormod Olsen Ticket Service say they are aware that the product they are selling have strong significance for many, and that they therefore have chosen to enter the option to defer payment of Bieber tickets.

– We want the tickets not only be for those who can buy immediately, but also for those who can prioritize their finances to meet his idol.

Olsen says that they have chosen Klarna as a provider of payment solutions, and that it is not possible to choose payment via Klarna if one is not creditworthy.

– You must provide your social security and credit is checked. Repayment is not something you can choose if you already have a debt problem, says marketing director.

– Young people who are too young to run a credit check on do not get the opportunity to choose the payment method.

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